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Agniveer Salary Calculator

Calculate 4-Year Package, In-Hand Pay & Seva Nidhi

Adds Risk & Hardship Pay (Est.)
Matched by Govt (Total ₹18k Saved)
Monthly Salary Breakdown
Basic In-Hand (70%)
₹21,000
Hardship Allowance
₹0
NET MONTHLY IN-BANK SALARY
₹21,000
*Excluding Ration/Dress Allowance
💰 Projected Exit Package (After 4 Years) ₹11.71 Lakhs (Tax-Free Seva Nidhi including Interest)

Agnipath Scheme Salary Package (2025)

The Agnipath Scheme offers a unique “Seva Nidhi” salary package for Agniveers joining the Indian Army, Navy, or Air Force. Unlike regular soldiers, Agniveers receive a Customized Monthly Package that increases annually over the 4-year tenure. A mandatory 30% of this package is contributed to the “Agniveer Corpus Fund,” which is matched by the Government of India.

📊 Year-Wise Salary Breakdown

The following table shows the fixed monthly package and the split between In-Hand salary and Corpus contribution:

Service Year Monthly Package In-Hand (70%) Corpus Fund (30%) Govt Contribution
1st Year ₹30,000 ₹21,000 ₹9,000 ₹9,000
2nd Year ₹33,000 ₹23,100 ₹9,900 ₹9,900
3rd Year ₹36,500 ₹25,550 ₹10,950 ₹10,950
4th Year ₹40,000 ₹28,000 ₹12,000 ₹12,000

🛡️ Allowances & Benefits

While the basic package is fixed, Agniveers are eligible for “Risk and Hardship” allowances based on their posting location, similar to regular soldiers.

  • Risk & Hardship Allowance: Ranges from approx ₹6,000 to ₹25,000+ depending on whether the posting is in a Peace Station, Field Area, or High Altitude (like Siachen).
  • Dress Allowance: Annual allowance for uniform maintenance.
  • Ration Allowance: Provided if government messing facilities are not available.
  • Life Insurance: Non-contributory cover of ₹48 Lakhs for the duration of engagement.

💰 Seva Nidhi Exit Package

Upon completion of 4 years, Agniveers receive the Seva Nidhi package. This consists of their total contribution (~₹5.02 Lakh) + Government’s matching contribution (~₹5.02 Lakh) + Interest. The total amount is estimated to be around ₹11.71 Lakhs, which is completely Income Tax Free.

❓ Frequently Asked Questions
Is the Agniveer salary tax-free?
The monthly salary is taxable as per income tax rules. However, the Seva Nidhi exit package (approx ₹11.71 Lakhs) received after 4 years is fully exempt from Income Tax.
Do Agniveers get Dearness Allowance (DA)?
No. Unlike regular government employees, Agniveers do not get Dearness Allowance (DA) or Military Service Pay (MSP). They receive a fixed “Customized Package” plus Risk/Hardship allowances.
What happens after 4 years of service?
After 4 years, 100% of Agniveers will exit. Up to 25% of them will be enrolled in the regular cadre of the Indian Army/Navy/Air Force based on merit. The remaining 75% will receive the Seva Nidhi package and skill certificates.
Can I withdraw money from the Corpus Fund during service?
No, the contribution to the Agniveer Corpus Fund (30%) is mandatory and cannot be withdrawn during the 4-year tenure. It is only payable upon exit.
Do Agniveers get Pension?
No, Agniveers are not entitled to a monthly pension or gratuity. The Seva Nidhi package is the replacement for these long-term benefits. However, if 25% are re-enrolled as regular soldiers, they will be eligible for pension after serving the required full term (usually 15+ years).